Terms and Conditions of Use

     1. Terms

By accessing this website, you are agreeing to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this website. The materials contained in this website are protected by applicable copyright and trademark law.

     2. Use License 

a. Permission is granted to temporarily download one copy of the materials (information or software) on Clinton Insurance Services, LLC. (“CIS”) website, clintoninsservices.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

i. Modify or copy the materials without express written consent from our corporate marketing department;

ii. Attempt to decompile or reverse engineer any software contained on Clinton Insurance Services, LLC. website;

iii. Remove any copyright or other proprietary notations from the materials; or

iv. Transfer the materials to another person or “mirror” the materials on any other server.

b.  This license shall automatically terminate if you violate any of these restrictions and may be terminated by CIS at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

     3. Disclaimer

The materials on CIS’ websites are provided “as is”. CIS makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, CIS does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.

     4. Limitations 

In no event shall CIS or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on CIS’ Internet site, even if CIS or a CIS authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on CIS’ websites could include technical, typographical, or photographic errors. CIS does not warrant that any of the materials on its website are accurate, complete, or current. CIS may make changes to the materials contained on its website at any time without notice. CIS does not, however, make any commitment to update the materials.

6. Links

CIS has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CIS of the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications

CIS may revise these terms of use for its website at any time without notice. By using their websites, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to CIS’ websites shall be governed by the laws of the State of North Carolina without giving effect to any choice of law or conflict of law provision or rule that would cause the application of the laws of any other jurisdiction.

“PRIVACY NOTICE” to its Consumers and Customers

Protection of Nonpublic Information

Our Company respects and protects the privacy of its consumers and customers and has adopted a policy to minimize the sharing of their nonpublic information with nonaffiliated third parties. This information is protected physically, electronically, and administratively by procedures designed to ensure its safeguard. Everyone from our executives to each of our employees has been made aware of this practice.

Cookies

We use “cookies” on our website only to collect login name and password information from agents. This allows agents to access secure areas of our website. Our website does not collect any other information from agents, nor does it collect any information whatsoever from other individuals.

Links

We have links to third party organizations and companies. A link does not constitute an endorsement of content, viewpoint, policies, products, or services of that website. Please be aware that CIS is not responsible for the privacy practices of those sites even though MIG’s logo may appear on those sites. Our privacy statement applies solely to this website.

What information do we collect about the consumer and/or customer (“you”)?

We collect non-public personal and financial information from your application or other requests for insurance or products we offer. We may also collect information from other sources such as your prior insurance provider and consumer reporting agencies. This information can include prior loss history, credit or inspection and motor vehicle reports.

What information about you do we disclose and to whom is it disclosed?

CIS does not disclose any information with unaffiliated third parties.

How do we protect your non-public personal information?

Information about you is protected physically, electronically and administratively by procedures we have implemented to ensure its safeguard. Information about you is generally available only within CIS, but where made available to others for purposes relating to the services we provide to you such disclosure is limited to that needed to satisfy the purpose in question. Anyone who is given access to your information by us will be informed of the need to protect and safeguard its confidentiality and is not authorized to use or further disclose your non-public personal and financial information except in furtherance of the purpose for which such person was given the information.